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~ Helene Raynaud, President & CEO Baltimore, Maryland (PRWEB) February 06, 2017 University of Maryland, Baltimore School of Social Work (UMB) and national nonprofit Guidewell Financial Solutions (also known as Consumer Credit Counseling Service of Maryland and Delaware, casino online play real money Inc.) have been awarded a $34,500 seed grant by the National Center for Responsible Gaming to determine the prevalence of problem gambling among credit counseling clients. Dr. Jodi Jacobson Frey, Associate Professor at UMB and Chair of the Financial Social Work Initiative (FSWI), envisioned this project as part of an ongoing collaboration between FSWI [currently celebrating their 10-year anniversary] and Guidewell Financial Solutions. Dr. Frey says, Linking interventions such as brief screening to financial counseling is a great example of how the FSWI and community leaders can partner to share best practices and research new ways to improve the financial capability of individuals, families and communities. Guidewell Financial President and CEO Helene Raynaud says, We are delighted to take part with University of Maryland, Baltimore in this innovative research initiative. Our financial counselors routinely encounter clients who may be in serious debt due to gambling. Hopefully our joint efforts will lead to more effective screening and intervention for them. Pathological and problem gambling are addictive behaviors that often destroy the lives of affected individuals and their families. Pathological gambling is associated with psychological problems, such as depression, personality disorders, and suicide. In families, it also results in discord, abuse, neglect, and divorce. Severe financial loss is the most direct consequence of problem gambling.

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I dont want to limit the opportunities for our state, especially when limiting those opportunities would exclude Columbus, Smyre said. Columbus Council weighed in on the matter in November when it approved a resolution in support of legislation that would put casino gambling up for a statewide vote in Georgia. That resolution was requested by Columbus entrepreneur Robert Wright Jr., who told the Ledger-Enquirer that he wanted to bring a $200 million resort casino to south Columbus if the state of Georgia legalizes gambling. I am working to talk about increasing the number to three or four or so, Smyre said on Friday. That way cities like Columbus, Macon and Augusta can be in the discussion. Wright was limited in what he would say about the initial legislation when reached on Friday. Obviously, I want to see Columbus in the discussion and have the opportunity to do a casino here, Wright said. I think there should be more than the two locations that are in the bill. The initial legislation in the General Assembly calls for at least a $400 million investment in the casino outside Atlanta. I dont understand the rationale for the $400 million, Wright said. From everything I see, $200 million to $250 million is more than adequate for a city the size of Columbus. Sen. Ed Harbison, D-Columbus, is one of the co-sponsors of the Senate bill. He said it needs to be fine-tuned as it moves through the process.

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Trump said in a recent interview that tax cuts might pass Congress by the end of the year . But that may be optimistic. The big story here is the glacial Senate, already bogged down in bitter infighting, Greg Valliere, chief global strategist for Horizon Investments, wrote recently to clients. The economic impact of tax reform may not hit until well into 2018. Tax cuts might also be more modest than Trump would like, if Republicans cant agree on how to make up for lost revenue. ACA repeal Congress has made this a legislative priority, but after six years of tryingto kill the ACA, Republicans still havent unveiled a plan to replace it. And some key Republicans, such as Senators Orrin Hatch of Utah and Lamar Alexander of Tennessee, now say repairing Obamacare , as the ACA is known, might be better than repealing it.Before taking office, Trump said hed have a replacement plan ready as soon as his nominee for Secretary of Health and Human Services, Tom Price, was confirmed for the job. But now Trump says the rudiments of a replacement plan wont be ready until the end of the year, with legislation unlikely before 2018. The fate of the ACA probably wont impact financial markets broadly, but it will directly affect healthcare sectors such as the pharmaceutical industry, hospitals, insurers and medical device makers. Theres also the nagging question of how to provide health care coverage for the 20 million people covered under Obamacare, without costing the government more or forcing more of a financial burden onto patients. If you had to solve this riddle, youd get bogged down, too. Infrastructure spending Trump wants to spend an astounding $1 trillion on new roads, bridges and the like, but his plan would rely primarily on private funding which would only materialize for projects funded by tolls or other user fees.

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